Australia Student Visa: AUD 2,000 (Subclass 500) Guide
Step-by-step guide to applying for the Australia Student Visa (subclass 500), including Genuine Student (GS) requirement, OSHC, financial requirements, and application process.
What is the Australia Student Visa (Subclass 500)?
The Student Visa (subclass 500) allows international students to study full-time at registered Australian education institutions. It covers all levels from primary school to postgraduate research.
Key Facts:
- Fee: AUD 2,000 (main applicant)
- Processing: 4-6 weeks (varies by country)
- Allows work up to 48 hours per fortnight during term
- Must maintain enrollment and attendance requirements
Eligibility Requirements
To be eligible, you must:
- 1Be accepted into a CRICOS-registered course
- 2Have a Confirmation of Enrolment (CoE)
- 3Meet the Genuine Student (GS) requirement
- 4Have Overseas Student Health Cover (OSHC)
- 5Demonstrate sufficient funds
- 6Meet English language requirements
- 7Meet character and health requirements
Step 1: Get Accepted and Receive CoE
- 1Choose a CRICOS-registered course (search at cricos.education.gov.au)
- 2Apply to the institution
- 3Accept your offer and pay the deposit
- 4Receive your Confirmation of Enrolment (CoE) with a unique code
- 5Keep your CoE safe - you need the code for your visa application
Step 2: Write Your GS Statement
The Genuine Student (GS) requirement is critical. You must demonstrate:
- Why this course: How it relates to your career goals
- Why Australia: Why you chose Australia over your home country
- Your circumstances: Current employment, family ties, economic situation
- Return plans: What you'll do after completing studies
- Immigration history: Previous travel and visa compliance
Tips for GS:
- Be specific about career plans in your home country
- Explain the gap if you've been out of study
- Reference job market conditions in your home country
- Keep it to 1-2 pages
Step 3: Purchase OSHC
Overseas Student Health Cover is mandatory before applying. Approved providers include:
- Medibank
- Allianz Care Australia
- BUPA Australia
- nib
OSHC must cover your entire visa duration. Purchase before submitting your application.
Step 4: Prepare Financial Documents
You must show funds for:
- Tuition: As shown on your CoE
- Living costs: AUD 29,710 per year
- School-age dependents: AUD 4,449 per year (living costs), plus approximately AUD 13,502 per year for school fees if applicable
- Travel: Return airfare
Acceptable evidence:
- Bank statements showing funds held for at least 3 months
- Government loan
- Scholarship documentation
- Financial declaration from sponsor
Step 5: Meet English Requirements
Accepted tests and minimum scores (may vary by institution):
- IELTS Academic: Overall 5.5+ (varies by course)
- TOEFL iBT: 46+
- PTE Academic: 42+
- Cambridge: 162+
Some exemptions apply for citizens of English-speaking countries or students who completed prior studies in English.
Step 6: Apply via ImmiAccount
- 1Create an ImmiAccount at immi.homeaffairs.gov.au
- 2Select "New Application" > Student Visa (500)
- 3Enter your CoE number
- 4Complete all sections of the application
- 5Upload supporting documents
- 6Pay AUD 2,000 application fee
- 7Submit and note your application reference number
Step 7: Health Examination and Biometrics
After submitting:
- You may receive a request for a health examination
- Complete it with an approved panel physician
- Biometrics may be required depending on your nationality
- Results are sent directly to the Department of Home Affairs
Step 8: Receive Decision
- Granted: You'll receive a visa grant notification by email
- Refused: You'll receive reasons and may have review options
- Request for more info: Provide additional documents within the deadline
Your visa is electronic - no stamp or label in your passport.
Working While Studying
During Term
- Up to 48 hours per fortnight (two weeks)
- Unlimited hours for specified work (part of your course)
During Breaks
- Unlimited work hours during scheduled course breaks
After Graduation
- Apply for Temporary Graduate Visa (subclass 485)
- 2-4 years depending on qualification level
- Full work rights
Maintaining Your Student Visa
You must:
- Remain enrolled in a CRICOS course
- Maintain satisfactory attendance (typically 80%+)
- Make satisfactory course progress
- Maintain OSHC coverage
- Notify your provider of address changes within 7 days
Common Refusal Reasons
- 1Weak GS statement - Doesn't convincingly show genuine student intent
- 2Insufficient funds - Financial evidence doesn't cover full costs
- 3Course doesn't match background - Study plan inconsistent with previous education or work
- 4Health or character issues - Failed medical or police checks
- 5Poor English - Test scores below required minimums
Pay tuition in a foreign currency at the mid-market rate, receive money from home, and spend with the Wise debit card — no 3–5% bank markup. Get local bank details and use Apple Pay or Google Pay on campus and everywhere else.
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Official Resources
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