Travel Insurance for Visa Applications: Requirements and Tips

Why Travel Insurance is Required

Travel insurance is mandatory for Schengen visa and recommended for most other visas. It protects you and ensures you won't burden the host country's healthcare system.

Schengen Insurance Requirements

What Must Be Covered

1. Emergency medical treatment
2. Urgent hospital care
3. Emergency medical repatriation
4. Repatriation of remains
5. Medical evacuation

Recommended Providers

For Indian Travelers

• Bajaj Allianz
• ICICI Lombard
• HDFC ERGO
• Tata AIG
• Religare

International

• World Nomads
• Allianz Global
• AXA

How to Buy

1. Compare plans online - Use comparison sites
2. Check coverage - Ensure meets visa requirements
3. Buy for exact dates - Match your travel itinerary
4. Download policy - Get PDF immediately
5. Print for application - Submit with visa documents

Cost Estimates

Common Mistakes

1. Coverage below €30,000
2. Dates don't cover full trip
3. Doesn't cover all Schengen countries
4. Missing repatriation coverage
5. High deductible

Tips

1. Buy from recognized provider
2. Ensure instant policy delivery
3. Cover a few extra days
4. Keep digital and printed copies
5. Carry policy during travel